You never show ID to validate a credit card purchase. Interestingly enough, two days later I went back to the store just to check and the signs had come down.īottom line. I wrote a letter when I got home to the store with a copy of the mastercard complaint form telling the store that the next time they ulled this garbage on my, this form would be filed. Finally the so called manager muttered under her breath and said she would allow this once.īottom line, the store had signs up saying id was required for all credit card transactions. I had quite a hassle a couple of months ago at the grocery store over this. I walk around folded neatly in my wallet a sheet of paper with the appropriate regulation from mastercard and will not show ID.
The merchant is required to check the signature (and yes I know that isn't really a great protection because some 18 year old cashier is not going to get involved even if he or she notices the signature doesn't match) and if it matches, that's it. As a matter of fact, mc and visa regulations in the US quite clearly state that a merchant can ask for ID but may not refuse to complete the transaction if you refuse to show ID. Secondly showing additional ID might subject you to some clerk who is working for these identity theft rings. First of all, technically it invalidates the card. Some ignorant fools write on their credit card signature panel see id and it is a dumb thing to do. It is a big mistake to show any identification when using a credit card. Mere theft of a credit card is absolutely not identity theft. Getting a duplicate driver's license, getting tickets and they come after you, the police I mean. Identity theft rings thrive on collecting data and then doing terrible things like opening up new accounts in your name. Identity theft is a horse of a different color and can take years to straighten out. About the only inconvenience is notifying your billers who automatically debit your credit card of the new number but then again you have to do that whenevr the expiration date changes. You call the bank if it happens, they ask which charges are not yours, they're removed from the account, they issue a new card with a new number. In effect, we all in the USA have zero liability for credit card fraud. US law (and that in most other countries) prohibit issuers from charging a card holder more than $50 for fraudulent use of one's credit card and there is not a single bank I know of which even bothers with the $50. It can be traumatic, true but it almost never has any real bad consequences. What would you do? (Travel partner told me to find another hotel, but I want to stay in this one!)Ĭhristina.Credit card fraud, for the most part, is really not a big deal to us as consumers to be quie frank about it. The hotel in question is very well reviewed, and they already have my AmEX details including codes. Have not heard a response yet to that e-mail. I've already written to them indicating that I do not have a fax and would have to send, if at all, by postal mail. My first instinct is just to ignore the request, but I do not want them to cancel the booking. But I do not remember any hotel ha ving asked me to provide these copies. I have had to send these before only in instances when I was making a large payment to a travel agent in South Africa, who had booked game lodges and flights for me, or to Burma when I booked a river cruise and a few hotels with another travel agent. But with the confirmation of the room, the hotel is now asking me for a photocopy of both my credit card, and my I.D. I do not use a debit card, by the way, so I see the charges before I pay the bill.Īll well and good, so far. Going against most of the sage advice here, I sent them my credit card to confirm the booking. I recently booked a hotel in Puebla, Mexico.
This could happen anywhere, so is not confined to Latin America. I am posting this here instead of on the Mexico forum because it will be seen here by more of you.
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